Turnbull Client Dashboard (2025)

FAQs

What is a Turnbull program? ›

When you enroll in the Turnbull debt negotiation program, you make monthly deposits into an FDIC-insured Dedicated Account that you own and control. As the funds accumulate, we create a custom negotiation strategy based on your particular mix of creditors and debt amounts in order to maximize your savings.

You can call a Freedom Debt Relief Certified Debt Consultant anytime at 800-230-1553.

Is National Debt Relief legit? National Debt Relief is an accredited member of the American Association for Debt Resolution (AADR). It has been around since 2009 and has helped over 600,000 individuals reduce their debt. It also has an A+ rating from the BBB (Better Business Bureau).

Debt relief will also often give you a fixed payment plan and a set payoff date, which can also make it worth considering — as streamlining your payments can make it easier to manage while helping you save money on interest. "One of the biggest advantages of going through a debt relief program is the savings.

Debt relief services may have a negative impact on your credit score, but that impact may not be as big as you think — and in some cases, it can help your credit. How these services impact your credit depends on the debt relief option you choose.

How Will Freedom Debt Relief Affect My Credit? Debt relief can negatively impact credit scores. That's because creditors typically won't negotiate with you or a third party until you miss payments. Payment history heavily influences credit scores, however, so late or missed payments can cause your score to drop.

Under a Stipulated Final Judgment and Order entered by the U.S. District Court (N.D. Cal.), Freedom must pay $20 million in restitution to affected consumers and a $5 million civil money penalty.

Freedom offers the convenience and the year round ability to skip a loan payment up to two times per year¹. So skip your eligible Freedom loan payment whenever you need the extra cash the most!

You can reach a certified debt consultant Monday through Friday from 8 a.m. to 11 p.m. Eastern Time, and Saturday and Sunday from 9 a.m. to 9 p.m. ET.

Freedom Debt Relief is a for-profit debt settlement company. With debt settlement, the company negotiates with your creditors to settle unsecured debt, like credit card balances, for less than you owe.